Financing Options

Financial Policies and Options

We have several financial policy options available for your convenience in receiving the proper dental care. We have found that our patients appreciate knowing exactly what dental financial responsibilities they will incur. Therefore, we inform our patients about our financial policies before we begin treatment. Knowing this ahead of time allows us all to arrange for the completion of the necessary dental treatment.

Payment Policy

Our policy requires payment in full for all services rendered at the time of service, unless other arrangements have been made.

If your account is not paid in full within 90 days of the monthly billing date, a 1.5% monthly late charge will be applied to your balance.

If there is no payment within 90 days of service, and no financial arrangements have been made, you will be responsible for all legal fees, collection agency fees, late charges and any other expenses incurred in collecting your account balance.

Dental Insurance

Most insurance companies will not cover 100% of all dental expenses. Your portion not covered by insurance, is due at the time treatment is performed.

Please understand that dental insurance is a contract between the patient and the insurance carrier, and not between the insurance carrier and dentist. The patient is still the responsible party regarding the payment for dental services rendered. As a courtesy, we will be glad to process the necessary insurance forms for you at no charge.

Please be aware that we are only capable of approximating your portion due at the time of service. This is due to the large number of insurance companies and to their periodic changes within their contracts without notifying each dental office of these changes.

Cash or Check

On services over $100, a 5% discount will be given when paid in full on the day services are rendered.

Major Credit and Debit Cards

We accept Mastercard, Visa, Discover and American Express.

Dental Credit Cards

We have made arrangements with a credit card company that will finance your dental work with approved credit. This will allow you to complete your dental work without delay and make relatively small monthly payments. Application forms are available at the reception desk, or you can apply online at



Short Term Financing

As a courtesy to our well established patients with an excellent financial history with this office, we offer several short term interest free loans. Application forms are available at the reception desk.

Gradual Treatment Plan

If it will be easier financially, we can plan the completion of your dental work by spreading your appointments over several months or years. We will arrange to do the more urgent services at the beginning of treatment.